Institution for Savings

Enjoy all the benefits of a traditional savings account while earning a higher rate of interest
and maintaining easy access to your money.

All funds are insured in full by the FDIC and DIF.

OPEN AN ACCOUNT

^{*APY denotes Annual Percentage Yield as of 3/12/24. Maximum balance allowed is $500,000 plus interest paid. Rates are variable and subject to change at any time without notice. This is a tiered rate account. A minimum balance of $100,000 is required to open the account and avoid a $10 monthly service charge. Balances of $100,000 to $500,000 earn 4.50% APY; balances less than $100,000 earn 1.00% APY. Account is limited to consumers and must be opened online; individual or joint ownership only. This account may only be funded with NEW MONEY not on deposit at the Institution for Savings. This account is available to residents of Massachusetts, New Hampshire and Maine. Account is limited to one account per primary account owner. Fees may reduce earnings.}