CD & IRA Rates

Certificates of Deposit

7 month
9 Month
12 month
15 month
23 month

Annual Percentage Yield
Rates are subject to change without notice.

4.00%

Annual Percentage Yield
Rates are subject to change without notice.

4.50%

Annual Percentage Yield
Rates are subject to change without notice.

4.00%

Annual Percentage Yield
Rates are subject to change without notice.

4.50%

Annual Percentage Yield
Rates are subject to change without notice.

3.75%

Annual Percentage Yield
Rates are subject to change without notice.

Rates Effective

certificateS OF DEPOSIT AND INDIVIDUAL RETIREMENT ACCOUNTS

PRODUCT TERM IN MONTHS	INTEREST RATE	ANNUAL PERCENTAGE YIELD (APY)	MINIMUM BALANCE TO OPEN	MINIMUM BALANCE TO EARN APY
Term Deposit Certificate Rates
3 Month	0.25%	0.25%	$500.00	$1.00
6 Month	0.25%	0.25%	$500.00	$1.00
7 Month	3.92%	4.00%	$500.00	$1.00
9 Month	4.40%	4.50%	$500.00	$1.00
12 Month	3.92%	4.00%	$500.00	$1.00
15 Month	4.40%	4.50%	$500.00	$1.00
18 Month	0.50%	0.50%	$500.00	$1.00
20 Month	0.75%	0.75%	$500.00	$1.00
24 Month	2.23%	2.25%	$500.00	$1.00
30 Month	0.75%	0.75%	$500.00	$1.00
36 Month	2.47%	2.50%	$500.00	$1.00
40 Month	0.75%	0.75%	$500.00	$1.00
48 Month	0.75%	0.75%	$500.00	$1.00
60 Month	1.00%	1.00%	$500.00	$1.00

Certificate of Deposit rates and Annual Percentage Yields are fixed for the duration of the term. Penalties apply for early withdrawals of principal from Certificates of Deposit. Interest posted during the current term may be withdrawn without penalty. Accounts are available for personal and business accounts. Rates are subject to change without notice.