Statement of Condition | Institution for Savings

Statement of Condition - 2024

Statement of Condition - FIRST Quarter 2024

Assets		Mar 31, 2024

Cash on hand and due from banks
Cash and Cash Items		$5,586,243
Due from Banks		107,486,608
		113,072,851

Investment Securities
Corporate Bonds - available for sale		4,928,885
U.S. Gov't Notes & Municipals - available for sale		38,392,450
U.S. Gov't Notes & Municipals - at amortized cost		56,840,350
Asset Backed Securities - available for sale		68,727,903
Asset Backed Securities - at amortized cost		81,701,768
Equity Securities with readily determinable fair values		386,551,257
		637,142,613

Federal Funds		2,662,259
Loans on Real Estate		3,171,120,628
Commercial Loans		842,150,158
Consumer Loans		3,790,613
Allowance for Loan Loss		-14,185,948
Bank Building & Equipment		49,175,347
Accrued Interest Receivable		10,430,836
Federal Home Loan Bank Stock		54,546,900
Goodwill		9,434,574
Deferred Taxes		12,994,699
Other Assets		192,670,679

TOTAL ASSETS		$5,085,006,209

Liabilities and Surplus

Liabilities
Deposits		$3,133,088,250
Borrowings		1,297,661,969
Other Liabilities		66,073,677
		4,496,823,896
Surplus
Retained Earnings		600,915,038
Accumulated Other Comprehensive Income		-12,732,725
		588,182,313

TOTAL LIABILITIES & SURPLUS		$5,085,006,209

The financial statements of the Bank are subject to examination by the FDIC, FRB, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the March 31st date as reported above.

Statement of Condition - SECOND Quarter 2024

Assets		June 30, 2024

Cash on hand and due from banks
Cash and Cash Items		$5,321,434
Due from Banks		151,844,363
		157,165,797

Investment Securities
Corporate Bonds - available for sale		4,955,420
U.S. Gov't Notes & Municipals - available for sale		38,227,577
U.S. Gov't Notes & Municipals - at amortized cost		54,324,613
Asset Backed Securities - available for sale		66,897,632
Asset Backed Securities - at amortized cost		80,252,063
Equity Securities with readily determinable fair values		382,392,549
		627,049,854

Federal Funds		8,587,566
Loans on Real Estate		3,182,693,935
Commercial Loans		901,619,712
Consumer Loans		3,358,144
Allowance for Loan Loss		-14,186,385
Bank Building & Equipment		50,308,579
Accrued Interest Receivable		11,516,614
Federal Home Loan Bank Stock		58,933,600
Goodwill		9,434,574
Deferred Taxes		13,156,788
Other Assets		190,043,470

TOTAL ASSETS		$5,199,682,248

Liabilities and Surplus

Liabilities
Deposits		$3,136,572,290
Borrowings		1,405,178,978
Other Liabilities		62,109,535
		4,603,860,803
Surplus
Retained Earnings		608,813,706
Accumulated Other Comprehensive Income		-12,992,261
		595,821,445

TOTAL LIABILITIES & SURPLUS		$5,199,682,248

The financial statements of the Bank are subject to examination by the FDIC, FRB, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the June 30th date as reported above.

Statement of Condition - THIRD Quarter 2024

Assets		Sep 30, 2024

Cash on hand and due from banks
Cash and Cash Items		$4,999,623
Due from Banks		161,966,893
		166,966,516

Investment Securities
Corporate Bonds - available for sale		4,989,105
U.S. Gov't Notes & Municipals - available for sale		39,384,384
U.S. Gov't Notes & Municipals - at amortized cost		54,308,696
Asset Backed Securities - available for sale		66,350,843
Asset Backed Securities - at amortized cost		78,797,607
Equity Securities with readily determinable fair values		406,500,049
		650,330,684

Federal Funds		3,628,469
Loans on Real Estate		3,152,971,855
Commercial Loans		914,119,792
Consumer Loans		4,030,843
Allowance for Loan Loss		-14,186,385
Bank Building & Equipment		52,291,173
Accrued Interest Receivable		10,217,024
Federal Home Loan Bank Stock		59,185,600
Goodwill		9,434,574
Deferred Taxes		14,961,057
Other Assets		190,615,186

TOTAL ASSETS		$5,214,566,388

Liabilities and Surplus

Liabilities
Deposits		$3,133,418,238
Borrowings		1,411,478,794
Other Liabilities		62,789,086
		4,607,686,118
Surplus
Retained Earnings		617,278,214
Accumulated Other Comprehensive Income		-10,397,944
		606,880,270

TOTAL LIABILITIES & SURPLUS		$5,214,566,388

The financial statements of the Bank are subject to examination by the FDIC, FRB, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the September 30th date as reported above.

Statement of Condition - 2023

Statement of Condition - FIRST Quarter 2023

Assets		Mar 31, 2023

Cash on hand and due from banks
Cash and Cash Items		$5,015,964
Due from Banks		286,154,015
		291,169,979

Investment Securities
Corporate Bonds - available for sale		9,819,485
U.S. Gov't Notes & Municipals - available for sale		19,020,772
U.S. Gov't Notes & Municipals - at amortized cost		62,406,066
Asset Backed Securities - available for sale		56,287,747
Asset Backed Securities - at amortized cost		87,376,218
Equity Securities with readily determinable fair values		418,204,941
		653,115,229

Federal Funds		5,439,612
Loans on Real Estate		3,012,524,957
Commercial Loans		701,454,563
Consumer Loans		4,774,294
Allowance for Loan Loss		-13,365,326
Bank Building & Equipment		45,829,114
Accrued Interest Receivable		7,412,160
Federal Home Loan Bank Stock		31,777,000
Goodwill		9,434,574
Deferred Taxes		7,247,029
Other Assets		163,779,597

TOTAL ASSETS		$4,920,592,782

Liabilities and Surplus

Liabilities
Deposits		$3,609,292,135
Borrowings		732,595,042
Other Liabilities		30,911,874
		4,372,799,051
Surplus
Retained Earnings		555,404,239
Accumulated Other Comprehensive Income		-7,610,508
		547,793,731

TOTAL LIABILITIES & SURPLUS		$4,920,592,782

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the March 31st date as reported above.

Statement of Condition - SECOND Quarter 2023

Assets		Jun 30, 2023

Cash on hand and due from banks
Cash and Cash Items		$5,395,798
Due from Banks		157,064,555
		162,460,353

Investment Securities
Corporate Bonds - available for sale		9,751,400
U.S. Gov't Notes & Municipals - available for sale		18,794,022
U.S. Gov't Notes & Municipals - at amortized cost		62,385,594
Asset Backed Securities - available for sale		53,958,841
Asset Backed Securities - at amortized cost		85,837,317
Equity Securities with readily determinable fair values		418,749,128
		649,476,302

Federal Funds		8,603,140
Loans on Real Estate		3,092,754,897
Commercial Loans		709,864,809
Consumer Loans		4,431,117
Allowance for Loan Loss		-14,049,837
Bank Building & Equipment		46,287,007
Accrued Interest Receivable		8,467,634
Federal Home Loan Bank Stock		36,755,600
Goodwill		9,434,574
Deferred Taxes		7,486,772
Other Assets		164,538,787

TOTAL ASSETS		$4,886,511,155

Liabilities and Surplus

Liabilities
Deposits		$3,469,576,267
Borrowings		826,114,413
Other Liabilities		32,613,548
		4,328,304,228
Surplus
Retained Earnings		571,890,598
Accumulated Other Comprehensive Income		-13,683,671
		558,206,927

TOTAL LIABILITIES & SURPLUS		$4,886,511,155

The financial statements of the Bank are subject to examination by the FDIC, FRB, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the June 30th date as reported above.

Statement of Condition - THIRD Quarter 2023

Assets		Sep 30, 2023

Cash on hand and due from banks
Cash and Cash Items		$5,288,306
Due from Banks		171,227,854
		176,516,160

Investment Securities
Corporate Bonds - available for sale		9,872,900
U.S. Gov't Notes & Municipals - available for sale		17,921,776
U.S. Gov't Notes & Municipals - at amortized cost		61,870,240
Asset Backed Securities - available for sale		50,056,924
Asset Backed Securities - at amortized cost		84,315,062
Equity Securities with readily determinable fair values		412,087,431
		636,124,333

Federal Funds		11,727,842
Loans on Real Estate		3,118,007,291
Commercial Loans		756,633,255
Consumer Loans		4,191,140
Allowance for Loan Loss		-14,050,928
Bank Building & Equipment		46,768,987
Accrued Interest Receivable		8,873,110
Federal Home Loan Bank Stock		48,865,700
Goodwill		9,434,574
Deferred Taxes		12,369,091
Other Assets		169,894,809

TOTAL ASSETS		$4,985,355,364

Liabilities and Surplus

Liabilities
Deposits		$3,246,007,149
Borrowings		1,155,632,498
Other Liabilities		36,287,437
		4,437,927,084
Surplus
Retained Earnings		562,883,851
Accumulated Other Comprehensive Income		-15,455,571
		547,428,280

TOTAL LIABILITIES & SURPLUS		$4,985,355,364

The financial statements of the Bank are subject to examination by the FDIC, FRB, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the September 30th date as reported above.

Statement of Condition - FOURTH Quarter 2023

Assets		Dec 31, 2023

Cash on hand and due from banks
Cash and Cash Items		$5,125,983
Due from Banks		122,949,556
		128,075,539

Investment Securities
Corporate Bonds - available for sale		9,996,645
U.S. Gov't Notes & Municipals - available for sale		33,934,876
U.S. Gov't Notes & Municipals - at amortized cost		61,855,811
Asset Backed Securities - available for sale		71,630,415
Asset Backed Securities - at amortized cost		82,964,408
Equity Securities with readily determinable fair values		353,921,277
		614,303,432

Federal Funds		4,919,053
Loans on Real Estate		3,186,379,428
Commercial Loans		820,036,464
Consumer Loans		3,999,055
Allowance for Loan Loss		-14,035,948
Bank Building & Equipment		45,901,474
Accrued Interest Receivable		9,670,130
Federal Home Loan Bank Stock		50,723,800
Goodwill		9,434,574
Deferred Taxes		15,438,849
Other Assets		166,405,809

TOTAL ASSETS		$5,041,251,659

Liabilities and Surplus

Liabilities
Deposits		$3,264,722,150
Borrowings		1,165,147,866
Other Liabilities		41,078,861
		4,470,948,877
Surplus
Retained Earnings		582,000,509
Accumulated Other Comprehensive Income		-11,697,727
		570,302,782

TOTAL LIABILITIES & SURPLUS		$5,041,251,659

The financial statements of the Bank are subject to examination by the FDIC, FRB, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the December 31st date as reported above.

Statement of Condition - 2022

Statement of Condition - FIRST Quarter 2022

Assets		Mar 31, 2022

Cash on hand and due from banks
Cash and Cash Items		$5,679,902
Due from Banks		307,424,726
		313,104,628

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		18,875,481
U.S. Gov't Notes & Municipals - at amortized cost		62,449,194
Asset Backed Securities - available for sale		76,639,535
Asset Backed Securities - at amortized cost		94,406,413
Equity Securities with readily determinable fair values		462,721,575
		715,092,198

Federal Funds		2,634,504
Loans on Real Estate		2,650,415,164
Commercial Loans		646,299,051
Consumer Loans		6,367,825
Allowance for Loan Loss		-14,336,510
Bank Building & Equipment		39,983,028
Accrued Interest Receivable		6,966,633
Federal Home Loan Bank Stock		21,604,900
Goodwill		9,434,574
Other Assets		148,312,871

TOTAL ASSETS		$4,545,878,866

Liabilities and Surplus

Liabilities
Deposits		$3,561,941,256
Borrowings		400,837,233
Reserve for Deferred Taxes		5,091,246
Other Liabilities		34,323,522
		4,002,193,257
Surplus
Retained Earnings		550,169,425
Accumulated Other Comprehensive Income		-6,483,816
		543,685,609

TOTAL LIABILITIES & SURPLUS		$4,545,878,866

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the March 31st date as reported above.

Statement of Condition - SECOND Quarter 2022

Assets		June 30, 2022

Cash on hand and due from banks
Cash and Cash Items		$5,946,428
Due from Banks		189,058,251
		195,004,679

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		19,045,590
U.S. Gov't Notes & Municipals - at amortized cost		62,456,306
Asset Backed Securities - available for sale		76,151,726
Asset Backed Securities - at amortized cost		92,083,996
Equity Securities with readily determinable fair values		400,559,259
		650,296,877

Federal Funds		20,055,456
Loans on Real Estate		2,911,718,708
Commercial Loans		661,915,001
Consumer Loans		6,158,241
Allowance for Loan Loss		-14,339,510
Bank Building & Equipment		40,178,269
Accrued Interest Receivable		8,017,500
Federal Home Loan Bank Stock		16,976,400
Goodwill		9,434,574
Deferred Taxes		9,298,552
Other Assets		148,566,816

TOTAL ASSETS		$4,663,281,563

Liabilities and Surplus

Liabilities
Deposits		$3,769,498,230
Borrowings		355,361,694
Other Liabilities		32,886,844
		4,157,746,768
Surplus
Retained Earnings		515,005,630
Accumulated Other Comprehensive Income		-9,470,835
		505,534,795

TOTAL LIABILITIES & SURPLUS		$4,663,281,563

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the June 30th date as reported above.

Statement of Condition - THIRD Quarter 2022

Assets		Sep 30, 2022

Cash on hand and due from banks
Cash and Cash Items		$5,356,221
Due from Banks		252,395,220
		257,751,441

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		17,660,684
U.S. Gov't Notes & Municipals - at amortized cost		62,439,100
Asset Backed Securities - available for sale		67,647,623
Asset Backed Securities - at amortized cost		90,191,378
Equity Securities with readily determinable fair values		385,269,195
		623,207,980

Federal Funds		27,192,923
Loans on Real Estate		2,952,123,934
Commercial Loans		662,520,081
Consumer Loans		5,962,819
Allowance for Loan Loss		-14,341,726
Bank Building & Equipment		42,162,851
Accrued Interest Receivable		6,806,308
Federal Home Loan Bank Stock		23,469,200
Goodwill		9,434,574
Deferred Taxes		17,587,027
Other Assets		149,320,435

TOTAL ASSETS		$4,763,197,497

Liabilities and Surplus

Liabilities
Deposits		$3,711,849,123
Borrowings		529,884,877
Other Liabilities		31,890,623
		4,273,624,623
Surplus
Retained Earnings		502,782,558
Accumulated Other Comprehensive Income		-13,209,684
		489,572,874

TOTAL LIABILITIES & SURPLUS		$4,763,197,497

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the September 30th date as reported above.

Statement of Condition - FOURTH Quarter 2022

Assets		Dec 31, 2022

Cash on hand and due from banks
Cash and Cash Items		$5,589,230
Due from Banks		203,654,414
		209,243,644

Investment Securities
Corporate Bonds - available for sale		9,994,795
U.S. Gov't Notes & Municipals - available for sale		17,939,809
U.S. Gov't Notes & Municipals - at amortized cost		62,423,100
Asset Backed Securities - available for sale		66,298,803
Asset Backed Securities - at amortized cost		88,625,197
Equity Securities with readily determinable fair values		428,924,164
		674,205,868

Federal Funds		18,688,006
Loans on Real Estate		3,036,064,804
Commercial Loans		685,607,273
Consumer Loans		5,083,026
Allowance for Loan Loss		-14,342,774
Bank Building & Equipment		43,298,128
Accrued Interest Receivable		8,462,355
Federal Home Loan Bank Stock		30,443,600
Goodwill		9,434,574
Deferred Taxes		9,167,125
Other Assets		153,920,107

TOTAL ASSETS		$4,869,275,736

Liabilities and Surplus

Liabilities
Deposits		$3,617,652,135
Borrowings		694,405,319
Other Liabilities		29,112,750
		4,341,170,204
Surplus
Retained Earnings		540,716,312
Accumulated Other Comprehensive Income		-12,610,780
		528,105,532

TOTAL LIABILITIES & SURPLUS		$4,869,275,736

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the December 31st date as reported above.

Statement of Condition - 2021

Statement of Condition - FIRST Quarter 2021

Assets		Mar 31, 2021

Cash on hand and due from banks
Cash and Cash Items		$5,415,284
Due from Banks		486,070,833
		491,486,117

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		9,338,768
U.S. Gov't Notes & Municipals - at amortized cost		48,203,693
Asset Backed Securities - available for sale		64,368,914
Asset Backed Securities - at amortized cost		87,002,361
Equity Securities with readily determinable fair values		408,775,567
		617,689,303

Federal Funds		2,890,398
Loans on Real Estate		2,100,720,084
Commercial Loans		635,773,139
Consumer Loans		8,021,623
Allowance for Loan Loss		-14,325,984
Bank Building & Equipment		38,797,019
Accrued Interest Receivable		7,928,104
Federal Home Loan Bank Stock		21,735,900
Goodwill		9,434,574
Other Assets		124,326,439

TOTAL ASSETS		$4,044,476,716

Liabilities and Surplus

Liabilities
Deposits		$3,157,711,450
Borrowings		366,505,822
Reserve for Deferred Taxes		7,072,514
Other Liabilities		34,244,440
		3,565,534,226
Surplus
Retained Earnings		481,544,647
Accumulated Other Comprehensive Income		-2,602,157
		478,942,490

TOTAL LIABILITIES & SURPLUS		$4,044,476,716

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the March 31st date as reported above.

Statement of Condition - SECOND Quarter 2021

Assets		June 30, 2021

Cash on hand and due from banks
Cash and Cash Items		$6,219,856
Due from Banks		395,939,450
		402,159,306

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		8,887,854
U.S. Gov't Notes & Municipals - at amortized cost		45,196,593
Asset Backed Securities - available for sale		60,411,490
Asset Backed Securities - at amortized cost		93,683,823
Equity Securities with readily determinable fair values		441,271,917
		649,451,677

Federal Funds		3,977,424
Loans on Real Estate		2,332,276,991
Commercial Loans		629,536,199
Consumer Loans		7,811,807
Allowance for Loan Loss		-14,292,155
Bank Building & Equipment		39,568,766
Accrued Interest Receivable		7,814,644
Federal Home Loan Bank Stock		20,148,100
Goodwill		9,434,574
Other Assets		142,296,510

TOTAL ASSETS		$4,230,183,843

Liabilities and Surplus

Liabilities
Deposits		$3,305,045,129
Borrowings		380,470,829
Reserve for Deferred Taxes		11,132,120
Other Liabilities		28,402,463
		3,725,050,541
Surplus
Retained Earnings		507,091,834
Accumulated Other Comprehensive Income		-1,958,532
		505,133,302

TOTAL LIABILITIES & SURPLUS		$4,230,183,843

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the June 30th date as reported above.

Statement of Condition - THIRD Quarter 2021

Assets		Sep 30, 2021

Cash on hand and due from banks
Cash and Cash Items		$5,571,108
Due from Banks		319,229,794
		324,800,902

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		8,825,448
U.S. Gov't Notes & Municipals - at amortized cost		43,154,021
Asset Backed Securities - available for sale		54,017,202
Asset Backed Securities - at amortized cost		89,737,623
Equity Securities with readily determinable fair values		440,815,554
		636,549,848

Federal Funds		3,133,451
Loans on Real Estate		2,515,911,115
Commercial Loans		650,951,627
Consumer Loans		7,094,862
Allowance for Loan Loss		-14,294,856
Bank Building & Equipment		39,282,759
Accrued Interest Receivable		7,249,858
Federal Home Loan Bank Stock		22,667,600
Goodwill		9,434,574
Other Assets		144,943,567

TOTAL ASSETS		$4,347,725,307

Liabilities and Surplus

Liabilities
Deposits		$3,352,364,390
Borrowings		443,289,097
Reserve for Deferred Taxes		8,132,578
Other Liabilities		33,496,180
		3,837,282,245
Surplus
Retained Earnings		512,965,296
Accumulated Other Comprehensive Income		-2,522,234
		510,443,062

TOTAL LIABILITIES & SURPLUS		$4,347,725,307

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the September 30th date as reported above.

Statement of Condition - FOURTH Quarter 2021

Assets		Dec 31, 2021

Cash on hand and due from banks
Cash and Cash Items		$5,251,773
Due from Banks		402,450,805
		407,702,578

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		8,733,964
U.S. Gov't Notes & Municipals - at amortized cost		33,112,399
Asset Backed Securities - available for sale		50,291,690
Asset Backed Securities - at amortized cost		85,687,480
Equity Securities with readily determinable fair values		503,824,129
		681,649,662

Federal Funds		3,602,477
Loans on Real Estate		2,576,299,124
Commercial Loans		652,290,843
Consumer Loans		6,748,059
Allowance for Loan Loss		-14,296,808
Bank Building & Equipment		40,287,856
Accrued Interest Receivable		6,265,467
Federal Home Loan Bank Stock		22,667,600
Goodwill		9,434,574
Other Assets		142,089,018

TOTAL ASSETS		$4,534,740,450

Liabilities and Surplus

Liabilities
Deposits		$3,491,524,185
Borrowings		442,814,540
Reserve for Deferred Taxes		15,905,682
Other Liabilities		28,620,094
		3,978,864,501
Surplus
Retained Earnings		558,898,590
Accumulated Other Comprehensive Income		-3,022,641
		555,875,949

TOTAL LIABILITIES & SURPLUS		$4,534,740,450

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the December 31st date as reported above.

Statement of Condition - 2020

Statement of Condition - First Quarter 2020

Assets		Mar 31, 2020

Cash on hand and due from banks
Cash and Cash Items		$6,402,665
Due from Banks		127,111,813
		133,514,478

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		9,750,691
U.S. Gov't Notes & Municipals - at amortized cost		92,972,666
Asset Backed Securities - available for sale		91,317,572
Asset Backed Securities - at amortized cost		16,578,655
Equity Securities with readily determinable fair values		275,791,870
		486,411,454

Federal Funds		3,134,514
Loans on Real Estate		2,256,888,185
Commercial Loans		622,604,001
Consumer Loans		11,004,972
Allowance for Loan Loss		-12,872,158
Bank Building & Equipment		39,550,095
Accrued Interest Receivable		8,777,576
Federal Home Loan Bank Stock		23,345,300
Goodwill		9,434,574
Reserve for Deferred Taxes		15,667,652
Other Assets		120,296,337

TOTAL ASSETS		$3,717,756,980

Liabilities and Surplus

Liabilities
Deposits		$2,889,800,148
Borrowings		452,645,216
Other Liabilities		24,158,237
		3,366,603,601
Surplus
Retained Earnings		353,029,357
Accumulated Other Comprehensive Income		-1,875,978
		351,153,379

TOTAL LIABILITIES & SURPLUS		$3,717,756,980

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the March 31st date as reported above.

Statement of Condition - SECOND Quarter 2020

Assets		Jun 30, 2020

Cash on hand and due from banks
Cash and Cash Items		$6,462,630
Due from Banks		297,453,377
		303,916,007

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		9,721,076
U.S. Gov't Notes & Municipals - at amortized cost		76,407,168
Asset Backed Securities - available for sale		86,396,277
Asset Backed Securities - at amortized cost		15,325,980
Equity Securities with readily determinable fair values		307,855,315
		495,705,816

Federal Funds		3,227,318
Loans on Real Estate		2,229,002,902
Commercial Loans		648,397,861
Consumer Loans		10,452,124
Allowance for Loan Loss		-13,718,314
Bank Building & Equipment		39,631,067
Accrued Interest Receivable		10,391,743
Federal Home Loan Bank Stock		24,804,100
Goodwill		9,434,574
Reserve for Deferred Taxes		7,620,831
Other Assets		118,711,214

TOTAL ASSETS		$3,887,577,243

Liabilities and Surplus

Liabilities
Deposits		$2,957,585,430
Borrowings		509,899,713
Other Liabilities		29,873,871
		3,497,359,014
Surplus
Retained Earnings		391,334,512
Accumulated Other Comprehensive Income		-1,116,283
		390,218,229

TOTAL LIABILITIES & SURPLUS		$3,887,577,243

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the June 30th date as reported above.

Statement of Condition - THIRD Quarter 2020

Assets		Sep 30, 2020

Cash on hand and due from banks
Cash and Cash Items		$5,572,592
Due from Banks		338,026,038
		343,598,630

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		9,012,389
U.S. Gov't Notes & Municipals - at amortized cost		72,035,760
Asset Backed Securities - available for sale		79,177,973
Asset Backed Securities - at amortized cost		13,733,129
Equity Securities with readily determinable fair values		330,280,348
		504,239,599

Federal Funds		1,695,345
Loans on Real Estate		2,169,771,622
Commercial Loans		644,037,517
Consumer Loans		9,641,425
Allowance for Loan Loss		-14,320,657
Bank Building & Equipment		39,503,525
Accrued Interest Receivable		10,086,346
Federal Home Loan Bank Stock		24,804,100
Goodwill		9,434,574
Reserve for Deferred Taxes		3,695,474
Other Assets		123,500,503

TOTAL ASSETS		$3,869,688,003

Liabilities and Surplus

Liabilities
Deposits		$2,937,219,321
Borrowings		487,816,950
Other Liabilities		31,882,553
		3,456,918,824
Surplus
Retained Earnings		413,672,861
Accumulated Other Comprehensive Income		-903,682
		412,769,179

TOTAL LIABILITIES & SURPLUS		$3,869,688,003

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the September 30th date as reported above.

Statement of Condition - Fourth Quarter 2020

Assets		Dec 31, 2020

Cash on hand and due from banks
Cash and Cash Items		$5,884,706
Due from Banks		435,667,074
		441,551,780

Investment Securities
U.S. Gov't Notes & Municipals - available for sale		9,114,948
U.S. Gov't Notes & Municipals - at amortized cost		46,053,843
Asset Backed Securities - available for sale		73,087,837
Asset Backed Securities - at amortized cost		50,065,971
Equity Securities with readily determinable fair values		361,092,341
		539,414,940

Federal Funds		2,456,372
Loans on Real Estate		2,151,661,614
Commercial Loans		635,613,256
Consumer Loans		8,680,445
Allowance for Loan Loss		-14,323,122
Bank Building & Equipment		39,138,618
Accrued Interest Receivable		8,495,904
Federal Home Loan Bank Stock		23,144,500
Goodwill		9,434,574
Other Assets		119,662,554

TOTAL ASSETS		$3,964,931,435

Liabilities and Surplus

Liabilities
Deposits		$3,075,263,985
Borrowings		398,540,962
Reserve for Deferred Taxes		4,613,548
Other Liabilities		30,622,086
		3,509,040,581
Surplus
Retained Earnings		457,019,952
Accumulated Other Comprehensive Income		-1,129,098
		455,890,854

TOTAL LIABILITIES & SURPLUS		$3,964,931,435

The financial statements of the Bank are subject to examination by the FDIC, Office of the Commissioner of Banks and independent certified public accountants whose examinations and audit dates may differ from the December 31st date as reported above.